Research

Since your asset allocation is the largest determinant of your portfolio's performance, nothing is more important. How much you have invested in each asset class is more important than what manager is managing each asset class. At Independence by Convergent™, we start with the long-term asset allocation that is designed to meet your goals with the least amount of risk. But we realize that over the long-term, there will be times it makes sense to adjust the asset allocation to match the current market environment. With our Accumulation Strategy™, we proactively make shifts in your asset allocation in an attempt to capture opportunities or avoid risks we see in today's markets.

The key to compounding your wealth over time is to limit losses during bear markets. We understand a buy-and-hold strategy isn't always appropriate. Based on both qualitative and quantitative data, our Accumulation Strategy includes a provision to sell a portion of equities when the data supports it. At Independence by Convergent™, we are prepared for all types of markets to help you achieve your goals as quickly as possible.

We keep an eye on the markets so you can keep an eye on other things.