Research

Win By Not Losing

What matters most in achieving your long-term goals is minimizing the amount of value lost during market downturns. Short-term moves to the upside can be met with the same or more downward moves when not properly allocated.

Independence by Convergent™ uses methods that are based on historically successful investing principles used by Convergent for some of the wealthiest individuals in the country. We provide a holistic management style to govern your entire portfolio in the same manner Convergent does for the ultra-affluent.

• We start with a multidimensional review of your full financial situation, future goals, and risk tolerance.
• Once we fully understand your individual situation and goals, we then use the appropriate investment toolkit to structure a custom portfolio designed to achieve your objectives.
• Your Personal Independence Consultant then provides you with a number of planning and protective measures, such as Monte Carlo simulations, stress testing, strategic rebalancing, and tactical risk management overlays, to ensure your portfolio is a good fit in the short-term and correctly targeted for your long-term goals.